Receivables Financing

Invoice Factoring

Stop waiting 30–90 days to get paid. Convert outstanding invoices into immediate working capital.

Receivables Financing

Invoice Factoring

Invoice factoring lets you sell your outstanding invoices to a lender (the factor) at a slight discount in exchange for immediate cash. Instead of waiting 30, 60, or 90 days for clients to pay, you get the capital now and the factor collects directly from your customer.

This is not a loan — no debt is added to your balance sheet. Approval is based on the creditworthiness of your customers, not you. GMNK Capital connects you with invoice factoring companies that specialize in your industry — from trucking and staffing to construction and manufacturing.

LOAN AMOUNTS
Up to 90% of Invoice
TERMS
Per Invoice
FUNDING TIME
24 – 48 Hours
MIN. CREDIT
Revenue Based
Common Uses
B2B BusinessesTrucking & LogisticsStaffing AgenciesConstructionManufacturingGovernment Contractors
Apply Now — No Cost → All Products
Business paperwork and invoice documents
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No Cost to Apply

GMNK Capital charges nothing to explore your options. No application fee, no consultation fee, no obligation to proceed. We're compensated by lenders at closing — not by you.

Ready to get started?

Tell us about your financing need and we'll be in touch within one business day.

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Questions About Invoice Factoring?

Our advisors will walk you through every option — clearly, honestly, at no cost.

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GMNK Capital is an independent financing broker and capital advisory firm. All financing is subject to lender approval and underwriting.  |  © 2026 GM & NK LLC. DBA GMNK Capital.