Merchant Cash Advance

Fast capital repaid as a percentage of daily sales — flexible and accessible for cash-flow businesses.

Merchant Cash Advance

A merchant cash advance (MCA) provides a lump sum in exchange for a percentage of your future daily credit/debit card sales. Repayment automatically adjusts with your revenue — when business is slow, you pay less; when it's strong, you pay more.

MCAs are one of the fastest and most accessible forms of business financing — approval is based primarily on revenue, not credit score. They are best suited for businesses with consistent card sales and a short-term capital need. GMNK Capital helps you understand the full cost before committing.

LOAN AMOUNTS
$5K – $500K
TERMS
3 – 18 Months
FUNDING TIME
24 – 48 Hours
MIN. CREDIT
500+
Common Uses
Restaurants & RetailSeasonal InventoryBridge FinancingEmergency CapitalMarketing SpendRapid Payroll
Apply Now — No Cost → All Products
Customer making card payment at store
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No Cost to Apply

GMNK Capital charges nothing to explore your options. No application fee, no consultation fee, no obligation to proceed. We're compensated by lenders at closing — not by you.

Ready to get started?

Tell us about your financing need and we'll be in touch within one business day.

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Questions About Merchant Cash Advance?

Our advisors will walk you through every option — clearly, honestly, at no cost.

GMNK Capital is an independent financing broker and capital advisory firm. All financing is subject to lender approval and underwriting.  |  © 2026 GM & NK LLC. DBA GMNK Capital.