SBA Loans

The gold standard in small business lending — government-backed, low rates, long terms.

SBA Loans

SBA loans are partially guaranteed by the U.S. Small Business Administration, which reduces lender risk and allows them to offer lower rates and longer repayment terms than conventional loans. The most common program — the SBA 7(a) — can fund up to $5M for nearly any business purpose.

The tradeoff is documentation and time. SBA loans require more paperwork and take longer to close than alternatives. GMNK Capital works with SBA Preferred Lenders in our network who can streamline the process significantly — often cutting approval time by weeks.

LOAN AMOUNTS
Up to $5M
TERMS
10 – 25 Years
FUNDING TIME
2 – 8 Weeks
MIN. CREDIT
650+
Common Uses
Business AcquisitionReal Estate PurchaseEquipmentWorking CapitalRefinancingExpansion
Apply Now — No Cost → All Products
Government building representing SBA backing
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No Cost to Apply

GMNK Capital charges nothing to explore your options. No application fee, no consultation fee, no obligation to proceed. We're compensated by lenders at closing — not by you.

Ready to get started?

Tell us about your financing need and we'll be in touch within one business day.

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Questions About SBA Loans?

Our advisors will walk you through every option — clearly, honestly, at no cost.

GMNK Capital is an independent financing broker and capital advisory firm. All financing is subject to lender approval and underwriting.  |  © 2026 GM & NK LLC. DBA GMNK Capital.